Utilize este identificador para referenciar este registo:
https://hdl.handle.net/1822/14384
Título: | Information asset analysis: credit scoring and credit suggestion |
Autor(es): | Silva, Fábio Analide, César |
Palavras-chave: | Credit scoring Artificial intelligence Knowledge extraction Data mining Intelligent agents Multi-agent systems Agent-based systems Credit suggestion Information assets Financial risk assessment Loan applications Loans |
Data: | 2011 |
Editora: | Inderscience |
Revista: | International Journal of Electronic Business |
Resumo(s): | Risk assessment is important for financial institutions, especially in loan applications. Some have already implemented their own credit-scoring mechanisms to evaluate their clients' risk and make decisions based on this indicator. In fact, the data gathered by financial institutions is a valuable source of information to create information assets, from which credit-scoring mechanisms can be developed. The purpose of this paper is to create, from information assets, a decision mechanism that is able to evaluate a client's risk. Furthermore, a suggestive algorithm is presented to better explain and give insights on how the decision mechanism values attributes. |
Tipo: | Artigo |
URI: | https://hdl.handle.net/1822/14384 |
ISSN: | 1741-5063 1470-6067 |
Versão da editora: | http://www.inderscience.com/search/index.php?action=record&rec_id=42542&prevQuery=&ps=10&m=or |
Arbitragem científica: | yes |
Acesso: | Acesso aberto |
Aparece nas coleções: | DI/CCTC - Artigos (papers) |
Ficheiros deste registo:
Ficheiro | Descrição | Tamanho | Formato | |
---|---|---|---|---|
IJEB 9302 Silva and Analide.pdf | Versão dos autores | 439,22 kB | Adobe PDF | Ver/Abrir |